Pay bills, cash checks and send money with Money Services

Pay bills, cash checks and send money with Money Services


  • Everyday low fees
  • Start your Bill Payments and Money Transfers online and complete them in store
  • Send money and pay bills in minutes
  • Earn Shopper’s Card Benefits
  • More than 2,000 stores across the US
  • Transfer to over 525,000 locations worldwide



  • Save time by filling out your details from the comfort of your home

  • Compare the cost of fees, exchange rates and pickup locations across different transfer options

  • Send money to 525,000 worldwide locations, in over 160 countries

  • Flexible pickup locations

  • Check the status of a money transfer and view your previous transactions

Find a Kroger Money Services Near You

You’ll find Kroger stores across the country. Use our handy store locator to find your nearest Kroger Money Services.

Find a location

What are the fees?

The cost of sending a money order will vary by state. Use our tool below to give you an idea of how much you’ll pay.

Why send with Money Services?

Sending money is quick and secure with Money Services. From sending money online to in-store support, we make it our business to help you manage your money. Online, Stage & Pay or in store, we make it easy for you to send money your way. And we make it easy for your recipient too, with options like cash pick-up, bank deposit, mobile wallet, ATM pay-out and home delivery. Find out more about how we work with Ria and Western Union to securely manage your money.

Services available with Western Union

Money Services works with Western Union to provide money transfers at a location that’s convenient to you. Our services include:

You can get a money order at your local Money Services and send it to a person or business – for example, to pay a bill or your rent. Money orders can be used if you don’t have a checking account or you need to send money to someone who doesn’t accept checks.

Find out more about money orders

Sending money with Money Services and Western Union is easy and reliable. Whether you need to send money within the US or to family and friends overseas, you can choose when it arrives – with options including money in minutes or next day.

Find out more about sending money

The number of agents within the US and across the world makes receiving money at Western Union easy and convenient. Check to see if there is a Kroger Family of Stores location near your recipient – we have stores in over 30 US states.

Find out more about picking up money

Pay bills conveniently at your local Money Services – many of our billers provide a confirmation as proof of payment. From electric to cable, mortgage to phone, all you need is your bill stub showing your account number and the amount to cover the payment and fee. Find out more about paying bills

About MSX

With Money Services Express, you can start paying your bills online or transfer money around the world and complete it in store. It’s a faster, simpler way to pay your bills and send money. Start managing your transaction from the comfort of home, before heading to your nearest Money Services location to finish everything up while you’re shopping for groceries.

Get started

How long will it take to get my money back?

Once you submit your paperwork, it’ll take the issuer a while to research your case and get back to you with an answer. This can be anything from 30 to 60 days. It may be sooner, if your case is straightforward and you have all the details they need but be prepared for a bit of a wait.

Types of ID We accept:

  • US-issued Passport

  • State-issued ID

  • Driver’s License

  • Resident Alien ID

  • Military ID

  • Matricula Consular ID

  • Tribal Nation or Reservation ID

When to use our pay bill service

If you want to pay a bill, you may not need a cashier’s check or a money order. Just stop by your local Money Services where you can choose from thousands of available billers to make a fast, easy payment… often in the same day.  This helps you manage your money because you’ll know exactly when the payment will arrive.

[1] Using Shopper’s Card at Kroger Family of Stores, some stores vary


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