Content of the material
- Do you have a question?
- Financial services
- 6. Banks and investment services
- 7. Loan issuers
- 8. Credit card companies and retail credit accounts
- 9. Accountant and tax advisors
- People and animal care
- 16. Employer
- 17. Doctors, dentists, and lawyers
- 18. Veterinarian
- Bottom line
- 5: Make a List
- 9: Choose Temporary or Permanent
- What is the Cheapest Way to Get Internet in an Apartment?
- Does All Mail Get Forwarded When You Change Your Address?
- How to change an address with the DMV
- Premium Forwarding Services
- Who Should I Notify?
- How to Change Your Address with the DMV
- Financial Institutions
- Home or Renters’ Insurance
- Insurance Providers
- Loan Providers
- Medical & Educational Facilities
- Social Security Administration
- How to Change Your Address with Social Security
- The IRS
- How to Change Your Address with the IRS
- Utilities and Home Services
- Why Is It Important to Change Utilities before a Move
- When Should I Change My Address?
- Two Months Before the Move
- One Month Before the Move
- Two Weeks Before the Move
- As Soon as Possible After the Move
- 5 Tips to Make Changing your Address Easier
Do you have a question?
Ask a real person any government-related question for free. They’ll get you the answer or let you know where to find it.
6. Banks and investment services
You’re going to want to make sure any statements and bills are sent to the right place. Notify your bank, as well as companies where any investments lie. While you’re at it, order updated checks.
7. Loan issuers
Any institutions that are lending you dollars will have to know, too. This can include student loans and any companies offering advances.
8. Credit card companies and retail credit accounts
Even though you may have gone paperless billing, you’ll want your credit card companies to have your updated address for any important notices.
9. Accountant and tax advisors
Trust, us you don’t want any mix up come tax season. Make sure to notify your accountant of your address change.
People and animal care
Your employer will need to know your new address to keep records current.
17. Doctors, dentists, and lawyers
Informing the people who serve you will ensure your billing address matches and payments go through.
Your fur baby has needs, too. Let the vet know about their new home. If your pet is microchipped, update their new address on the microchip registry.
Possibly the most important thing to have when changing your address is a full list of where it needs to be changed. Don’t forget to share your new address with any family and friends who’ll need it, too. Otherwise, you could miss out on important notifications in the mail.
If you’re still deciding how to go about your move, read our guide on how to choose the best moving companies. If you just moved into a new house, see our tips on how to find the best home warranty or security system.
5: Make a List
Organization is key. Creatas/Thinkstock
Mail forwarding ensures that you continue to receive your mail and gives you time to notify everyone of your new address. This includes everyone you do business with or care to keep in touch with.
To be thorough, it’s best to make a list. You’ll want to include the following people:
- Bank and credit card companies
- Doctors and dentists
- Utilities such as gas, telephone and electric;
- Magazines and newspapers
- Clubs and associations
- Your employer and government offices
- Family and friends of course
To make sure you don’t overlook anyone, check your list against the mail you receive every day. Save envelopes and mailing labels so you’ll have the addresses handy when you send out change-of-address notifications.
After you move, you might still find that you missed a few associates. Keep the yellow address change stickers the post office uses when forwarding mail to identify those people you still need to notify.
9: Choose Temporary or Permanent
A temporary COA is perfect for a winter away from home. Jupiterimages/Goodshot/Thinkstock
Assuming you live in the United States, you’ll want to change your address with the U.S. Postal Service, but before you do, you’ll have to decide whether to file a temporary or permanent change of address (COA).
A permanent COA is just that; it allows your mail to be forwarded to your new permanent address for a specified period of time. It covers first-class mail and periodicals, but generally doesn’t forward standard mail, such as circulars and catalogs. With a permanent COA your new address is made available to companies who subscribe to the National Change of Address Service and provided to business mailers upon request.
If you plan on spending winter in a warmer spot or summer somewhere cool, a temporary COA might be for you. This service allows you to have first-class mail and periodicals forwarded piece by piece to a different address for your specified period of time, from 15 days to 6 months. If you just aren’t ready to come home yet, you can extend the service up to 12 months.
Premium forwarding service is an alternative to the temporary COA. However, rather than the piece-by-piece forwarding, all of your mail, including standard and package service, is packaged in a single shipment and sent to you by priority mail each Wednesday. There is a one-time enrollment fee and a nominal weekly reshipment fee for this service.
Unlike the permanent COA, with the temporary options your address will not be provided to business mailers. That’s one way to avoid junk mail.
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Does All Mail Get Forwarded When You Change Your Address?
When you change your mailing address, most mail sent to the old address will be forwarded for one year.
The following mail will be forwarded to your new address for one year:
- First Class Mail
- Priority Mail
- First Class Packages
However, for marketing materials such as magazines and newspapers, the forwarding time limit is much shorter. The USPS will only forward marketing mail for 60 days, so be sure to update your new address with each company as soon as possible.
How to change an address with the DMVMost states allow 30 days for address changes after a move.
To make sure your license and vehicle registration are updated, contact the agency in charge of regulating motor vehicles in your state. States have different requirements for when residents need to update their license and registration — some allow 90 days, but others want immediate updates. For more information, visit your state government’s website.
What do I need to change my address on my license?
In some states, you can update a change of address online. In others, you have to do it by mail. Generally, you need the following to change an address in person:
- A change of address form (search “DMV change of address form” for your state on Google)
- Personal information like your date of birth, driver’s license or nondriver ID number, new and previous addresses and Social Security number
- Proof of identification
- Proof of residence
Premium Forwarding Services
In addition to regular mail forwarding, USPS offers paid Premium Forwarding Service® options for residential and business customers who would like more flexibility or control over when and where they receive mail.
Who Should I Notify?
If you are moving out of state, you’ll be required to transfer your driver’s license, change your address, and update your vehicle’s registration and insurance within 10 to 30 days, depending on the state you are relocating to.
How to Change Your Address with the DMV
- If you are moving out of state, we recommend visiting a local DMV as early as possible to inform them of your new address and submit the required paperwork.
- If you are moving within the same state, you can change your address online.
You will have to notify your bank accounts, credit card companies, stockbrokers, and other financial institutions of your new address.
Home or Renters’ Insurance
You should notify your home or renters’ insurance so they know where to transfer the policy. Landlords may also want proof of coverage before your move-in date.
You will want to notify all insurance providers about your relocation, including health insurance, car insurance, and life insurance companies.
Notifying loan providers is also essential, whether it is your student loan or car loan provider.
Medical & Educational Facilities
To successfully transfer you or your children’s academic records, medical records, and prescription medicine, you will want to notify doctors and schools of your relocation and ask for copies of the necessary documentation.
Social Security Administration
If you have Social Security benefits, don’t forget to provide them with your new address.
How to Change Your Address with Social Security
- You can fill out a change of address form and mail it in
- You can contact them via phone
- You can also update your address online if you have an account
The Internal Revenue Service will also need you to notify them of your new home address so that they can mail you your tax return, fiscal notes, and other necessary documentation.
How to Change Your Address with the IRS
- You will need to fill out the change of address form and mail it to the addresses provided
- You can also update your address during your tax filing return, if you move prior to that date
Utilities and Home Services
You’ll also want to notify utilities, such as the gas and electric company, phone, cable, and internet.
Why Is It Important to Change Utilities before a Move
- By informing them as soon as possible, they’ll be able to shut off their services at your old home the day you leave and have the services ready at your new home when you move in.
- This will also ensure that they send the bill to the correct address.
When Should I Change My Address?
Notifying relevant agencies of your change of address will take place over the two weeks leading up to moving day and the days following the move.
You don’t need to wait until after you move to notify important agencies of your updated address. In fact, changing your address early is a critical step in ensuring you’ll be prepared to move into your new home. Use this list to make sure you notify the proper companies on time so your services won’t be interrupted.
Two Months Before the Move
While it’s not time to officially change your address, you’ll need to prepare for the events leading up to the move.
- Book Your Move. It’s not enough to simply have boxes on hand and be prepared for moving day. Call ahead to make sure your moving company of choice can coordinate with your schedule. Determine whether you’ll need storage facilities in your new city before your arrival.
- Make a List. Watch your mail, check your email frequently, and dig out your holiday list. The mail you receive is a good reminder of all the subscriptions and mailing lists your address is included on. Your holiday list can help you ensure all of your friends and family are aware of your new mailing address. Build a personal change of address checklist that includes government agencies, local service providers, retail stores and apps, and any other companies that send you mail.
- Get the Details. Make sure you have the exact details of your new postal address and the correct zip code. This is also when you need to learn what documents and information you’ll need to have to fill out the physical or online moving forms.
One Month Before the Move
- Gather Information. You will need account numbers, passwords, legal details, and personal details to change your address across different accounts. Gathering the information ahead of time will make change of address forms a breeze.
- Remove Yourself From Unnecessary Mailing Lists. Receiving less mail will make your change of address easier. As you make your list, remove yourself from mailing lists and subscription services you no longer wish to receive.
Two Weeks Before the Move
- Contact the United States Postal Service (USPS). Since the postal service will be forwarding your mail, this is the best place to start. It can take some time for the change to be official, so it’s important to avoid waiting until the last minute.
- Check in With Utility Companies. You don’t want to spend your first night without heat, electricity, or running water. It’s essential to contact local utility companies before you move. If internet is essential, make sure to contact a local provider ahead of time, as well.
- Get in Touch With Financial Institutions. Your bank and other financial institutions mail documents that include sensitive financial information. A change of address with these organizations is vital to protect yourself against risks of identity theft.
As Soon as Possible After the Move
- Update Your Driver’s License or State ID. Most states require you to have your address updated on your driver’s license and registration within 30 days. Waiting until the last minute can mean you won’t get an appointment in time.
- Keep an Eye on Forwarded Mail. As you receive forwarded mail at your new address, you’re likely to realize you’ve forgotten to update your address with a few organizations. Take care of this as you receive mail so it’s not forgotten while you’re unpacking.
5 Tips to Make Changing your Address Easier
Changing your address across all of your accounts can be a cumbersome job, but there are ways to make it easier. Organization is key, so take the time to make a plan and follow it carefully. Filling out address forms in small batches can help you avoid fatigue. Use these tips to make finishing up your change of address checklist the smoothest part of your move.
- Create a change of address checklist.
- Ensure you have the right address.
- Gather information before filling out forms.
- Figure out what you can do online.
- Take care of multiple things at once.
Moving to a new address is a chaotic experience that can make it easy to forget essential tasks. Creating a streamlined process for your official change of address can make things go more smoothly, especially if you follow this change of address checklist. Remember to start the process early so your first few days of settling in at your new residence are more comfortable and enjoyable.